Return to flip book view

Business Solutions Brochure

Page 1

Business Financial ServicesDISTINCTLY DIFFERENT

Page 2

We strive to provide a distinctly dierent banking experience. We pay special attention to the details becausehelping you and your business be successful is our first priority. If you’re new to Signature Bank, we alsoprovide a dedicated Transition Specialist to orchestrate your transition to us. We want to know you, see youand build a strong partnership with you. We call it a boutique-style of banking you won’t likely find anywhere else. I encourage you to try us, visit our website and read some of our client testimonials. Or, if you’re already one ofour valued clients, we thank you and would appreciate the opportunity to earn more of your business. My directemail is fdeutsch@signaturebankga.com. I’d appreciate hearing from you.Sincerely.....PresidentBUSINESS BUILDER CHECKINGFor clients with lower transaction volume.• Minimum to Open - $100• No Monthly Service Charge up to 200 Items a Month $0.25 per each additional item thereafter• No Minimum Balance RequirementsBUSINESS RELATIONSHIP CHECKINGFor clients with larger transaction volume and higher balances.• Minimum to Open - $100• Avoid $15 monthly service chargeMaintain $7,500 daily balance or $25,000 average daily balance in any combo of linked accounts (personal or business) checking, money market, savings, C.D.’s and/or average loan outstanding balance.• 500 transactions per month $0.25 per each additional item thereafterBUSINESS ANALYSIS CHECKINGFor clients with high account activity and earnings credit ability to oset fees.• Minimum to Open - $500• $20 Monthly Service Charge Earnings credit available to minimize or oset incurred fees based on balances• Unlimited monthly transactions at low per-item fees  $0.25 per deposit or credit, $0.25 per check or debit, $0.10 per on-us or transit item, $0.15 per ACH credit, $0.25 per ACH debit• Detailed Analysis StatementBUSINESS HIGH PERFORMANCE CHECKINGFor clients wanting their checking account to earn more interest on higher balances.• Minimum to Open - $100•  Avoid monthly service charge of $25 by maintaining account balance $2,500and above.•Unlimited Check WritingBUSINESS CHECKING PRODUCTSARE ACCOMPANIED BY THEFOLLOWING SERVICES:• Online Banking & Bill Pay• Mobile Banking• eStatements• MasterCard® Debit Card• Positive Pay• Card Valet2Freddie DeutschMESSAGE FROM THE PRESIDENTQUESTIONS?Visit SignatureBankGA.comInitiate a chat or request a call back with one of our expertsin Sandy Springs. You can also schedule a meeting at yourconvenience or open a new account online.2019© Signature Bank of GeorgiaRefer to the All About Your Deposit Account disclosure for more detail.Interest Rate based on Balance Tiers:Tier 1 - $2,500 – 24,999.99Tier 2 - $25,000 - $199,999.99Tier 3 - $200,000 and greater

Page 3

SIGNATURE BUSINESS MONEY MARKETFor clients who want to set aside funds to earn a competitive market rate while retaining immediate access to funds.• Minimum to Open - $5,000• Monthly Service Charge - $10• Minimum Daily Balance to Avoid Service Charge & Earn Interest - $1,000• Limited to Six Withdrawals/Transfers per Month• Fee per Withdrawal over Six - $15SIGNATURE BUSINESS SAVINGSFor clients who want to save funds and retain access while earning a competitive rate of interest.• Minimum to Open - $500• Monthly Service Charge - $5• Minimum Daily Balance to Avoid Service Charge & Earn Interest - $500• Limited to Six Withdrawals/Transfers per Month Accounts are subject to approval. Withdrawal limitations and other restrictions apply. COMMERCIAL AND SMALL BUSINESS LENDINGFor clients who need quick responses from local decision-makers. Whether term loans or Small Business Administration (SBA), Signature wants to sit down and determine how we can save you time or money and fuel your financial goals.Term Loans and Lines of Credit • Equipment Financing • Owner-Occupied Commercial Real Estate Loans• Debt Refinancing• Expansion• Working Capital• Acquisitions• Start-Up• Buy-Ins• Expansions• Leasing Purchases• Surgery Centers Small Business Administration (SBA) • 7(a) Program• 504 Program• ExpressUSDA LoansPRIVATE BANKING For professionals interested in working collaboratively with a Private Banker equipped to help manage all of your financial needs from personal to business.OTHER BUSINESS SERVICES:• Payroll Services*• Merchant Services*• Courier Services*• Credit Card*• Remote Deposit Capture• Fraud Prevention | Positive Pay• ACH & Wire Services* Provided via an approved third party partner3We treat clients dierently because we can. And because no one out of state is telling us how to do business. We’re so confident in our ability, we back it with our *100% Satisfaction Guarantee. (See Back Cover for Details)SIGNATURE BANK IS A PREFERRED SBA LENDER.For our clients this means we are among a select group of providers to whom the SBA delegates the final credit decision, thereby potentially getting you a commitment much quicker. Visit our dedicated SBA website powered by Signature Bank: SBALoansAtlanta.com2019© Signature Bank of GeorgiaRefer to the All About Your Deposit Account disclosure for more detail.

Page 4

PHONE 404-256-7700FAX 404-256-7739HOURSMonday – Friday 8:30 a.m. – 4:30 p.m. and by appointmentSignatureBankGA.comSBALoansAtlanta.cominfo@signaturebankga.comNMLS# 405554Client Engagement Center 6065 Roswell Road Suite 110Sandy Springs, GA 30328Loan Production Oce1186 Satellite Boulevard, Suite 100 Suwanee, GA 30024Products referenced herein may be changed at anytime and may be subject to credit or other approval.*100% Satisfaction Guarantee pledge applies to existing clients only and excludes third party associations. To initiate a satisfaction guarantee payment, a client must give details using the online Satisfaction Guarantee form. Upon receipt of the submitted incident form it will be reviewed by Executive Management within five business days and a decision will be rendered regarding the validity of the incident. If satisfaction guarantee applies, a $100 gift card will be presented. The guarantee excludes natural phenomenon such as utility blackout, environmental or internet disturbances, national emergencies, electronic malfunctions and situations of which we have no control and are unable to provide service. $100 is presented once in a calendar year per incident and per household or business entity. Signature Bank of Georgia reserves the right to change, modify or terminate this oer at any time.DISTINCTLY DIFFERENTEstablished in 2005