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Personal Solutions Brochure

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Personal Financial ServicesDISTINCTLY DIFFERENT

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We strive to provide a distinctly dierent banking experience. We pay special attention to the details because helping you and your family be financially successful is our first priority. We want to know you, see you and build a strong partnership with you. We call it a boutique-style of banking you won’t likely find anywhere else.I encourage you to try us, visit our website and read some of our client testimonials about the level of service we provide. Or, if you’re already one of our valued clients, we thank you and would appreciate the opportunity to earn more of your business. My personal email is fdeutsch@signaturebankga.com. Let me hear from you.Sincerely Yours....PresidentREADY FOR A DISTINCTLY DIFFERENT BANK?PERSONAL CHECKING For clients who like no charge checking and no minimum balance requirements. • Minimum to Open - $100 • No Monthly Service Charge • Unlimited Check Writing PERSONAL PLUS CHECKING For clients who want to earn interest and receive some free perks. • Minimum to Open - $100 • Avoid $15 Monthly Service Charge* • Free Wallet Checks (Style WYGS - Grey Smoke) • Complimentary 3x5 Safe Deposit Box • Ocial Checks at No Charge • Min. Balance to Earn Interest - $2,000 *Maintain combined average daily balance for the “monthly” statement cycle of $10,000 in any combination of another personal checking, money market and/or savings account, or an average daily balance of $20,000 in any combination of another personal checking, money market and/or savings, CD, IRA and/or average outstanding loan balance.HIGH PERFORMANCE CHECKING For clients wanting their checking account to earn more interest on higher balances. • Minimum to Open - $100 • Avoid monthly service charge of $25 by maintaining account balance $2,500 and above. •Unlimited Check Writing Personal checking products are accompanied by the following services: • Mastercard Debit Card • Online Banking & Bill Pay (track your spending and pay bills with ease) • Mobile Banking and Mobile Deposit (access to your accounts from anywhere) • Overdraft Protection through automatic transfer from an existing account or Line of Credit (peace of mind) • Text/email alerts (expedited notice of account changes) • No ATM Fees anywhere in the U.S. • Card Valet (secure your debit card from fraud) • Popmoney (pay friends and family electronically) • eStatements ($5 monthly fee to receive paper statements except Money Market and Savings) • ID Theft Protection – Up to $5,000 in Expense Reimbursement Coverage • Consultation with Wealth Management Partner - Monterey Wealth (montereywealth.org)2Interest Rate based on Balance Tiers: Tier 1 - $2,000 – 24,999.99 Tier 2 - $25,000 or moreInterest Rate based on Balance Tiers: Tier 1 - $2,500 – 24,999.99 Tier 2 - $25,000 - $199,999.99 Tier 3 - $200,000 and greaterFreddie Deutsch2019© Signature Bank of GeorgiaRefer to the All About Your Deposit Account disclosure for more detail.

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• Minimum to Open - $100 • Monthly Service Charge - $5 (not applicable to IRA Savings) • Earns Interest • Minimum Daily Balance to Avoid Service Charge - $100 • Limited to six withdrawals or transfers to third parties per month*SIGNATURE CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS For clients who want to earn a higher yield of interest and do not need access to the funds for the Certificate of Deposit term. • Minimum to Open - $1,000 • Multiple Terms Available • Auto Renewable • Interest Paid or Compounded Quarterly, unless otherwise requested • Withdrawals before term maturity are subject to penaltySIGNATURE SAVINGS & IRA SAVINGS For clients who want to start a savings plan and build balances for other investments.CREDIT NEEDS For our clients who want loan and credit choices, we oer a variety of options. • Consumer Loan for a new or used vehicle, airplane, boat, RV, vacation or special purchase • Credit Card with rewards that earn bonus points • Line of Credit that gives you buying power without the hassle of applying each time you need funds • Home Equity Line of Credit that allows you to put your home equity to work for you3MISCELLANEOUS FEESOther miscellaneous fees which may apply can be found with full details in the All About Your Deposit Account disclosure, available upon request, at account opening and also at SignatureBankGA.comSearch: All About Your Deposit AccountWe treat clients dierently because we can. And because no one out of state is telling us how to do business. We’re so confident in our ability, we back it with our *100% Satisfaction Guarantee. 2019© Signature Bank of GeorgiaRefer to the All About Your Deposit Account disclosure for more detail.*100% Satisfaction Guarantee pledge applies to existing clients only and excludes third party associations. To initiate a satisfaction guarantee payment, a client must give details using the online Satisfaction Guarantee form. Upon receipt of the submitted incident form it will be reviewed by Executive Management within five business days and a decision will be rendered regarding the validity of the incident. If satisfaction guarantee applies, a $100 gift card will be presented. The guarantee excludes natural phenomenon such as utility blackout, environmental or internet disturbances, national emergencies, electronic malfunctions and situations of which we have no control and are unable to provide service. $100 is presented once in a calendar year per incident and per household or business entity. Signature Bank of Georgia reserves the right to change, modify or terminate this oer at any time.SIGNATURE MONEY MARKET For clients who want to earn higher interest rates with rare access to the funds. • Minimum to Open - $1,000 • Monthly Service Charge - $10 (unless daily balance of $1,000 is maintained) • Limited to six withdrawals per month • Fee per withdrawal over six - $15Interest Rate based on Balance Tiers: Tier 1 - $1,000 – 24,999.99 Tier 2 - $25,000 or $99,999.99 Tier 3 - $100,000 - $199,999.99 Tier 4 - $200,000 and greater

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We’re Available to Help: • Client Engagement Center Hours: M-F: 8:30 a.m. to 4:30 p.m. and by appointment Call us at 404.256.7700 • Chat Online at SignatureBankGA.com • Schedule an Appointment Online • Open an Account Online Anytime (Personal Account Only)Disclaimers:Products referenced herein may be subject to change at anytime and may require credit or other approval. Interest rate accounts are subject to change without notice. Refer to the All About Your Deposit Account disclosure for additional fees and service charges. Products and services oered by Monterey Wealth are not FDIC-insured, are not guaranteed by Signature Bank, are not obligations of Signature Bank and involve risk, including possible loss of principal. PHONE 404-256-7700FAX 404-256-7739SignatureBankGA.comSBALoansAtlanta.cominfo@signaturebankga.comNMLS# 405554Client Engagement Center 6065 Roswell Road Suites 110 & 600Sandy Springs, GA 30328Loan Production Oce1186 Satellite Boulevard, Suite 100 Suwanee, GA 30024DISTINCTLY DIFFERENTEstablished in 2005